With home prices starting to come down and interest rates continuing to climb, it is important to understand how your credit score can impact your home buying power because as goes your interest rate, so goes the price of your monthly mortgage payment and thus, overall interest you will pay over the life of your …
Does Your Credit Score Impact Your Home Buying Power? Read More »
Near the end of 2022, the U.S. Energy Information Administration forecasted that by the end of 2023, Americans would see a nearly 16% increase in electricity prices from those in 2020. While this increase, along with other areas of economic inflation, has continued, there are ways to be proactive in reducing your home’s energy bills. …
There are many steps involved in qualifying for a mortgage loan. With home prices beginning to level out, interest rates have risen. It is important to understand all facets of the home loan in order to qualify for it. Thankfully, there are some steps you can take ahead of time to make sure you are …
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If one of your goals for the New Year was to get your home organized then one important item to add to your to-do list is to also include making time to gather and create a proper Home Resource File or Binder. Whether you are old school and prefer something tangible and on paper or …
Only a few decades ago, when it came to protecting your home’s privacy, you may have only had to consider physical protections concerning a fence or keeping your blinds closed to escape the gawking of a nosy neighbor. Today, with the onslaught of ever-changing technology, there are now other levels of privacy related to your …
Now that it seems like cooler temperatures and rising utility costs are here to stay, what could you or should you be doing to help winterize your home? Below are 10 suggestions on how to stay warm and make sure your house isn’t costing you extra dollars to run efficiently. 1. HVAC Some would argue …
Whether you are on the buying or selling end of a real estate transaction, the transfer of ownership of a home is likely one of the largest financial transactions most people encounter in their lifetimes. For this reason, it is important to understand the most common fees when buying or selling a home. Seller Costs …
Perhaps when the term, “reverse mortgage” comes to mind, you conjure images of an aging, former celebrity espousing its benefits for senior adults in an infomercial. As with other similar advertisements that have a similarly predatory feel, it is important to pay close attention to the details of reverse mortgage products for yourself or for …
If you have ever considered putting your existing home to work for you as a rental or income-generating property or if you’d simply enjoy owning a vacation home for personal use or also as an opportunity to earn passive income from a property, then there are four main considerations you must keep in mind. Vacation …
Is a Vacation or Income Generating Property Right for You? Read More »
Unless you have been living under a rock, you know that student loan debt and the recent announcement of student loan forgiveness have been widely reported on in the news. Despite this reduction in debt for millions of Americans, many are still left with hefty balances on school loans. If you have ever wondered how, …
How Student Loan Debt Could Affect the Home Buying Process Read More »
